Plug It In. Profit from Day One.
Add a zero-claims, commission-friendly healthcare membership to your book of business. One subscription replaces a maze of claims — for your clients and for you.
No adjudication. No EOBs. No network surprises. Just a flat monthly rate and healthier employees.
Not Insurance. myHometown Direct Care is a direct primary care membership — not health insurance. It is not subject to the insurance laws of the State of Ohio and does not meet any individual health insurance mandate that may be required under federal law.
Not included in any tier: Hospital-based services · Emergency Room services · Specialist services · Advanced imaging (MRI, CT, mammograms, etc.) · Molecular lab tests
Designed for the Way You Actually Work
Fast to quote. Simple to enroll. Zero claims to administer. Built to fit into your existing workflow — not disrupt it.
Commission-Friendly
Straightforward compensation structure built for broker participation. Recurring monthly commissions on every enrolled employee.
Zero-Claims Administration
No adjudication. No EOBs. No network surprises. Your clients get care — you get none of the paperwork.
Fast Enrollment
Employees enroll in minutes through the employer portal. Quote and go live in as little as two weeks.
Flexible Terms
Only 60-day termination notice — no long-term contract. Add or remove employees anytime.
HSA-Compatible: myHometown Direct Care memberships are compatible with Health Savings Accounts under the One Big Beautiful Bill Act (OBBBA, July 4, 2025). This opens new pairing strategies with your HDHP clients.
Your Clients Are Paying More. Their Employees Are Getting Less.
Healthcare costs are at a 15-year high — and your clients' workers are paying the price in their health. This is the gap myHometown Direct Care closes.
The cascade your clients face: minor symptom → employee skips visit → condition worsens → ER visit → $4,000–$40,000 claim. You pay it. myHometown Direct Care breaks this cycle at step one.
One Product. Four Ways to Win for Your Clients.
Whether your client has no benefits at all or a fully self-insured plan, myHometown Direct Care fits — and improves every scenario.
Give every employee real healthcare for less than a tank of gas.
- Flat monthly rate — no minimum headcount
- Unlimited urgent care + telehealth from day one
- Recruit and retain talent without breaking the budget
Close the 30–90 day coverage gap before it becomes a claim.
- Day-one activation — no waiting period
- Employees get same-day care while traditional benefits vest
- Stronger onboarding experience and retention
Reduce the friction that makes HDHPs fail.
- Everyday care through Hometown — preserve the HDHP for catastrophic events
- Fewer claims hitting the plan year
- HSA-compatible under OBBBA (July 4, 2025)
Redirect routine claims away from your client's stop-loss exposure.
- 40% fewer ER visits — avg ER claim $2,800+
- 59% fewer hospitalizations
- 20–50% employer cost savings documented
Numbers You Can Put in a Proposal
Real outcomes from employers who have deployed direct care memberships.
From First Call to First Visit: Two Weeks or Less.
Submit Your Broker Interest Form
Takes 2 minutes. Tell us about your book of business and the types of employers you serve.
Receive Your Co-Branded Broker Kit
Within 24 hours: rate sheets, a co-branded proposal template, enrollment links, and a dedicated onboarding specialist.
Quote, Enroll, and Go Live
Quote in minutes. Enroll your client in as little as two weeks. Employees start using it same day.
What's in Your Broker Kit
Start Offering a Product Your Clients Will Actually Use.
Talk to our broker partnerships team and receive your co-branded broker kit within 24 hours. Rate sheets, proposal templates, enrollment links, and a dedicated onboarding specialist — everything you need to quote and close.
Not Insurance. myHometown Direct Care is a direct primary care membership — not health insurance. It is not subject to the insurance laws of the State of Ohio and does not meet any individual health insurance mandate that may be required under federal law.
Not included in any tier: Hospital-based services · Emergency Room services · Specialist services · Advanced imaging (MRI, CT, mammograms, etc.) · Molecular lab tests