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For Self-Insured Employers

Built For You & Your Team, Not for Others

As a self-insured employer, every claim comes out of your pocket. When employees avoid the doctor due to cost and complexity, minor issues escalate into ER visits and expensive claims. myHometown Direct Care removes every barrier with hassle-free, same-day Unlimited Urgent Care, Primary Care, Behavioral Health and Wellness — $0 out-of-pocket, no paperwork, same-day access — so employees get care early, before it gets costly.

Not Insurance. myHometown Direct Care is a direct primary care membership — not health insurance. It is not subject to the insurance laws of the State of Ohio and does not meet any individual health insurance mandate that may be required under federal law.

Not included in any tier: Hospital-based services · Emergency Room services · Specialist services · Advanced imaging (MRI, CT, mammograms, etc.) · Molecular lab tests

20–40%
Reduction in total healthcare spend
40%
Fewer ER visits
59%
Fewer hospital admissions
64%
Fewer specialist referrals
ManufacturingConstructionMid-Market 50–500 Employees

The Challenge

Self-insured employers have seen healthcare claims climb year after year. The root cause: employees lack accessible primary care, so minor issues escalate into ER visits, specialist referrals, and hospitalizations. A single ER visit averages $2,200. A specialist referral chain can cost tens of thousands. Without removing the barriers to primary care access, your claims will keep rising.

What You Get

What You Get with myHometown Direct Care

Employees Engage When Barriers Are Gone

Research shows employees are far more likely to seek primary care — and use it preventively — when there are no out-of-pocket costs and no administrative barriers. Engaged employees stay healthier and generate fewer claims.

Chronic Disease Management

Unmanaged chronic conditions (diabetes, hypertension, obesity) are the #1 driver of employer healthcare costs. Easy, no-barrier access to primary care keeps these conditions controlled and prevents costly complications.

Data & Utilization Reporting

The employer portal provides utilization analytics, enrollment data, and cost trend reporting to help you demonstrate ROI and make informed benefits decisions.

Pairs with Your Existing Plan

myHometown Direct Care works alongside your existing self-funded plan or HDHP. It doesn't replace your stop-loss coverage — it reduces the claims that trigger it.

Reduce Absenteeism

Faster care means faster recovery. Employees who can see a doctor same-day — with no out-of-pocket cost and no wait — return to work sooner, reducing the productivity losses from illness and injury.

Predictable Per-Member Cost

Replace unpredictable primary care claims with a flat monthly membership fee. Budget with certainty instead of managing claims volatility.

Getting Started

How It Works

1

Enroll Your Business Online

Complete the employer enrollment form in minutes. Minimum 5 employees. Annual commitment with 3-month minimum.

2

Add Your Employees

Invite employees via email or add them directly in the employer portal. They choose their coverage tier (Member Only, Member+1, or Family).

3

Monthly Billing Begins

You receive one consolidated monthly invoice. You pay the full fee and may deduct from employee compensation per your company policy.

4

Employees Start Using Their Benefit

Each employee receives a digital membership card. They can walk into any Hometown Health location or access telehealth immediately.

Pricing

Simple. Transparent. Flat.

One monthly rate per enrolled employee. Every visit costs them $0. No claims. No surprises.

Promotional Launch Pricing — Lock In Today's Rate for 12 Months

Rates are guaranteed for your first 12 months. Enroll now to secure today's pricing.

What Your Employees Experience

A Benefit Your Employees Will Actually Use

You're the one enrolling. But your employees are the ones who live with it every day. Here's what they'll experience.

$0 at the Door. Every Time.

No bills, no cost anxiety, no reason to avoid care. Employees know exactly what they'll pay before they go: nothing.

Same-Day or Next-Day Care

No 26-day wait for a primary care appointment. Book online or walk in to any of 33 Ohio clinics. Telehealth available same day.

One Place for Everything

Urgent care, primary care, behavioral health, and telehealth all under one roof. No referral maze. No multiple providers to coordinate.

Their Whole Family

Add a spouse, children, or full family at a low flat rate. Kids get sick. Now there's no reason to wait.

No Paperwork. No Insurance Billing.

Employees never fill out a form or wait for an explanation of benefits. They show their membership card and get care.

Someone Who Actually Cares

Concierge-level service. Care coordinators who answer questions, help navigate the system, and follow up. Not a call center.

The result? Employees who feel valued. Employees who stay. Employees who come to work healthy, focused, and not distracted by untreated health problems or sick kids at home.

Employer Stories

Real Results for Ohio Employers

From better employee retention to measurable healthcare cost savings — here's what Ohio employers are experiencing with myHometown Direct Care.

50%Reduction in Employee Turnover

We couldn't afford traditional health insurance for our 12 employees. myHometown Direct Care gave us a real benefit we're proud of — and our turnover dropped by nearly half in the first year. Our team actually feels valued now.

Mark T.

Owner, Columbus HVAC Company

40%Fewer ER Visits · $180K Annual Savings

As a self-insured employer, our claims were climbing every year. After enrolling in myHometown Direct Care, our ER utilization dropped significantly in the first six months. Three employees got chronic conditions diagnosed and treated early — avoiding what could have been very expensive hospitalizations.

Jennifer R.

HR Director, Dayton Manufacturing (180 employees)

28%Reduction in Sick Days

Our employees now actually use their health benefit. Same-day appointments and telehealth made all the difference. Absenteeism is down noticeably and our team is healthier — people are getting preventive care they'd been putting off for years.

David K.

CEO, Akron Logistics Company (65 employees)

#1Recruiting Differentiator vs. Competitors

We added myHometown Direct Care as a supplement to our existing group plan. Our employees love having same-day access without any out-of-pocket costs. It's become our #1 recruiting advantage when competing with larger companies.

Sarah M.

VP HR, Cincinnati Retail Chain (200+ employees)

Got Questions?

Frequently Asked Questions

Everything you need to know about myHometown Direct Care — coverage, pricing, enrollment, and legal status.

View All FAQs
MyHometown Direct Care — Hassle-Free Everyday Healthcare

A flat-monthly-rate healthcare membership — not insurance. Unlimited urgent care, primary care, telehealth, and behavioral health with $0 out-of-pocket at every covered visit. Backed by myHometown.Health — Ohio's largest network of healthcare services.

(937) 404-5340
33 clinics across Ohio — open 7 days

Not Insurance. myHometown Direct Care is a medical services membership — not health insurance. It is not subject to the insurance laws of the State of Ohio and does not meet any individual health insurance mandate that may be required under federal law.

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